Lending & finance
First home buyers loans & grants
Specialist mortgage assistance for first home buyers, including First Home Owner Grants (FHOG), 5% deposit schemes, and stamp duty exemptions.
How we can help
Guides you step-by-step through government schemes and bank criteria so you can purchase your first home sooner with a smaller deposit and no LMI.
- Enter the property market years earlier without needing to save a massive 20% deposit
- Avoid paying tens of thousands in costly Lenders Mortgage Insurance (LMI)
- Clear, stress-free guidance from pre-approval right through to settlement and key collection
Fees and scope
$0
Zero borrower fee · includes FHOG & 5% deposit scheme application support
These are indicative fees for the stated scope. We confirm the work, applicable charges and timing with you before proceeding.
What happens next
1. Tell us what you need
Submit your enquiry with the services you have selected and any relevant context.
2. Agree the scope
We review your circumstances and confirm the appropriate service, information needed and fees.
3. Plan the work
Your adviser explains the next steps and agrees a suitable timetable with you.