3 BEARS TRUST

Lending & finance

Commercial property loans

Specialist commercial mortgages for purchasing or refinancing warehouses, offices, retail shopfronts, and mixed-use commercial freeholds.

How we can help

Structures commercial debt up to 75%–80% LVR with competitive bank pricing, longer loan terms, and interest-only options.

  • Stop paying dead rent to a commercial landlord by owning your own business premises
  • Commercial property capital growth and depreciation write-offs shelter taxable business income
  • Ability to borrow inside an SMSF structure to protect the asset and minimise capital gains tax

Fees and scope

$0

Zero borrower fee · commercial property & freehold acquisition lender funded

These are indicative fees for the stated scope. We confirm the work, applicable charges and timing with you before proceeding.

What happens next

  1. 1. Tell us what you need

    Submit your enquiry with the services you have selected and any relevant context.

  2. 2. Agree the scope

    We review your circumstances and confirm the appropriate service, information needed and fees.

  3. 3. Plan the work

    Your adviser explains the next steps and agrees a suitable timetable with you.

Related services

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Direct Phone(02) 4708 9955
Practice LocationBay 5-7, 2 Locomotive St, Eveleigh NSW 2015
Working Hours9am – 6pm, Mon to Fri