3 BEARS TRUST

Lending & finance

Construction & development loans

Progressive drawdown construction finance for custom home builds, knock-down rebuilds, duplexes, multi-unit developments, and commercial projects.

How we can help

Funds builder progress payments stage-by-stage (slab, frame, lockup, fix, completion) while you only pay interest on funds drawn down.

  • Only pay interest on the money used as the build progresses, keeping carrying costs low
  • Lender pre-approvals allow you to sign fixed-price building contracts with confidence
  • Specialist non-bank pathways available for projects with lower pre-sales or private builders

Fees and scope

$0

Zero upfront assessment fee · development facility lender funded

These are indicative fees for the stated scope. We confirm the work, applicable charges and timing with you before proceeding.

What happens next

  1. 1. Tell us what you need

    Submit your enquiry with the services you have selected and any relevant context.

  2. 2. Agree the scope

    We review your circumstances and confirm the appropriate service, information needed and fees.

  3. 3. Plan the work

    Your adviser explains the next steps and agrees a suitable timetable with you.

Related services

Direct Practice Engagement

Your numbers tell a story. Let's write the next chapter.

Direct Phone(02) 4708 9955
Practice LocationBay 5-7, 2 Locomotive St, Eveleigh NSW 2015
Working Hours9am – 6pm, Mon to Fri