3 BEARS TRUST

Lending & finance

Personal loans

Competitive fixed-rate unsecured and secured personal loans for debt consolidation, home improvements, or personal expenditures.

How we can help

Consolidates high-interest credit cards and short-term debts into one simple, lower-rate monthly repayment, saving thousands in interest.

  • Stop paying 20%+ credit card interest by refinancing to a single competitive personal loan
  • Improve your personal credit rating with predictable, on-time fixed amortised repayments
  • Borrow without offering property or vehicles as security on unsecured products

Fees and scope

$0

Zero upfront borrower fee · competitive personal loan panel funded

These are indicative fees for the stated scope. We confirm the work, applicable charges and timing with you before proceeding.

What happens next

  1. 1. Tell us what you need

    Submit your enquiry with the services you have selected and any relevant context.

  2. 2. Agree the scope

    We review your circumstances and confirm the appropriate service, information needed and fees.

  3. 3. Plan the work

    Your adviser explains the next steps and agrees a suitable timetable with you.

Related services

Direct Practice Engagement

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Direct Phone(02) 4708 9955
Practice LocationBay 5-7, 2 Locomotive St, Eveleigh NSW 2015
Working Hours9am – 6pm, Mon to Fri